Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be.
Best ways to save money
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You can save a fortune on groceries! Watch the adds and only go to 1 or 2 different stores when they are on the way somewhere else. No extra trips. For true sale items buy extra (not just 1 weeks worth). Always buy the larger box or bag. Cut back on pop buy punch or coolaid especially if you have kids!
You don’t have to compete with anyone. Be proud of who you are and what you have. If all you have is a 20-year-old TV set that still has a beautiful picture, don’t give in to the temptation to buy a large plasma TV just because brother Charles bought one. Competitiveness is natural and to a degree, healthy. However, when competition creates a buying war to see who can have the “best” when they have no business buying at all, then it becomes damaging.
Tracking my Finances in 2009: 28 February | How I Save Money.net