Front and center in every form of media is information on how to save money . Consumers are scrambling to find ways to battle inflation. Since the US government has pumped 700 billion dollars into our economy, the value of the US.

Ways to save money

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If possible nurse your children. It saved thousands in formula, and if you believe the studies also in short and long term medical costs… there has barely been a sniffle. Plus I got to cuddle my baby a lot.
If you are not in a contract get the monitoring centre $9.99/ mo. vs $20 or $25 for others.
If you buy mutual funds (and I know some of you don’t like them) only buy high quality, low MER, no load funds…this will save you thousands over the years in management fees…

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Ways to save money

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Combine my cable/internet/telephone with the same provider to take advantage of the discounts available.
Cook at home whenever possible.

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Tips to save money

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Search out hand me downs when it comes to baby’s and toddlers clothing. Little ones grow so fast they barely have a chance to wear things out, and it is much healthier without all the toxins from dies and chemicals in new fabrics.
Shop in thrift stores! some people are against this, but at least take a look. sometimes you can find something really nice for really cheap.
Small towels to save on wash.

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Best way to save money

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As with anything else, I shop around for my insurance products.
I arrange my banking so that I don’t pay any fees and use a discount brokerage that minimizes my trading expenses.  The current favorite of Million Dollar Journey readers for a low cost, no frills discount brokerage is Questrade.

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Save money

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As MarketPlace noted, the banks love selling these “insurance” packages, because there is very little chance that they will ever pay out, and even if something bad happens, there’s a good chance that they won’t pay out then either. Save your money, get a good standard term life insurance policy, and avoid padding the bank’s profits.
“Banks make money primarily by borrowing money from people and lending it out to other people. They pay lower rates of interest on the money borrowed, and charge higher rates of interest on the money lent out. The difference in the interest rates provides the bank with quite a bit of revenue.Money borrowed by banks = chequing and savings accounts.
Money lent by banks = loans, mortgages, lines of credit. The money banks earn from service charges and fees are just gravy for the banks, and some banks have figured out how to cut their costs and charge no fees. A couple of examples are ING and PC Financial, but there are others.There are some drawbacks to these accounts (they may have fewer features, or have fewer ATM machines in their networks), but the main advantage is that they don’t charge monthly fees. They also tend to pay more interest than the “big bank” accounts.”

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Save money

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Use term insurance instead of universal life or whole life insurance.
Watch movies at home (rent DVD’s online) instead of going to the movie theater.

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Save money on gas

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As with anything else, I shop around for my insurance products.
I arrange my banking so that I don’t pay any fees and use a discount brokerage that minimizes my trading expenses.  The current favorite of Million Dollar Journey readers for a low cost, no frills discount brokerage is Questrade.

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Best way to save money

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Last but not least, we have to have fun.. Every paycheque, we give each other an X amount of dollars that’s ours to do whatever. I mean, he’s a golfer, I gotta keep him happy. I’m finding we’re sticking to our budget better this way. Once we run out of that, it’s over.. wait till payday…
Learn how to enjoy life and nature rather than possessions. Being happy in life is far better than buying item after item. Having an inner peace is better than having a house filled with “things”. This does not mean that you can’t enjoy some of the finer things in life, it just means learning how to be happy with yourself and not “things”.
Look for classic pieces of clothes and often in black, or white that are easy to mix and match and that won’t go out of style. I’ve stopped doing the value village things there, as I found I tended to not wear many of the “deals” I was picking up. They say most people only wear ten percent of their wardrobe so why bother to buy 90 percent you won’t wear?

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Ways to save money

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When I find something that I “need”, then I do comparison shopping or wait until it goes on sale.
When making a big purchase, like a mortgage or a vehicle, I negotiate and shop around for the best rate.  This will save you thousands in the long run.
When purchasing a home, I save for a large down payment to reduce mortgage insurance fees (CMHC).

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Save money on groceries

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I buy clothes when they wear out, not when they go out of style.
Buy with quality in mind in the expectation that it will last a long time.

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